Ask the expert
Readers send us the questions that comparison tables cannot answer. We publish the ones that come up most, with answers kept current as policies change. Send yours to the email address below.
- Am I too old for breakdown cover?I have been comparing breakdown cover and started with a well-advertised provider. They do not tell you until you apply that if you are over 80 they will not quote at all. What can I do?
- Breakdown cover for my husband and me, driving either of two carsI am looking for breakdown cover which will cover both my husband and me driving either of our two cars. Does this exist, or is it cheaper to get our own separate cover?
- Should I get breakdown cover before a long journey?I am planning a driving holiday with my family but do not have any breakdown insurance. Am I tempting fate by driving without breakdown cover?
- Will a second-hand car break down more often?I am considering buying a second-hand car. Does this mean it is more likely to break down?
- Do I need breakdown insurance?I know it is illegal to drive a car on UK roads without insurance, but is it illegal to drive without breakdown insurance?
- What is the average breakdown recovery time?I frequently drive around the UK to visit clients and cannot afford to be waiting hours for a recovery vehicle. What is the average recovery time?
- Should I take out breakdown cover with my car insurer?My car insurance company asked if I would also like to take breakdown cover with them. Is this the best option?
- Is there an age limit on breakdown cover?I am having difficulty finding out whether any of the major breakdown providers put an age limit on the owner of a car requiring breakdown cover.
- Temporary car breakdown coverCan you suggest a way of getting temporary breakdown cover so a relative can drive my car?
- Can I get European breakdown cover for my car and motorbike?We are looking for European breakdown cover to insure our car and our motorcycles. Is it possible to get this type of group cover?
- Why you should sort breakdown cover before winter weatherWhat can I do to make sure that my car and I are ready for any icy and snowy roads this winter?
- Breakdown insurance for rental carsI am going on holiday in a rental car. Will roadside breakdown assistance be included as part of the package?
- Running out of petrol and misfuellingWill my breakdown insurance cover me if my car runs out of petrol?
- Breaking down because of potholesCould potholes in the road cause my car to break down?
- Breakdown insurance for two or more carsI drive two different cars and want breakdown cover that will protect me whichever one I am in. What are my options?
- Which make of car is the most reliable?I am buying a second-hand car and want to know which make is least likely to break down.
Send a question
Email [email protected]. We publish answers to questions that will help other readers, with identifying details removed. We cannot intervene in individual claims; for a dispute with a provider, complain to them first and then to the Financial Ombudsman Service if they are regulated.