I drive two different cars and want breakdown cover that will protect me whichever one I am in. What are my options?
You have three. Personal cover on you, which applies in whichever car you are driving (and any other car, including a hire car). This is the cleanest answer to your question and is offered by the AA, RAC, Green Flag and GEM. A multi-vehicle policy, where two or more registrations are listed on one vehicle policy, usually at a discount to two separate policies; the big providers offer this and it is the right choice if other people also drive the cars. Two vehicle policies, which is rarely the cheapest and only makes sense if the cars need different levels of cover.
For one driver and two cars, personal cover usually wins on price and simplicity. GEM's personal membership is specifically built for this situation and is priced competitively; the AA and RAC personal products cost more but bring their patrols.
Check that both cars are within the policy's age and weight limits, and that any classic, van or motorhome is eligible. Our guide to personal versus vehicle cover sets out the differences, and the two-driver, two-car question covers the household version.
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