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Compare Green flag motorbike cover, from only £35 with an average response time of 40 minutes.
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If your bike is yourpride and joy, you probably won’t be letting other people ride it. If this is the case, you should get a policy that insures you rather than your bike. Also, if your policy covers you rather than your vehicle you’ll be able to get roadside assistance even if you’re driving someone else’s car or riding a different bike.
Generally, breakdown news is offered in three stages. What’s best for your bike is up to you - it all depends on how much you’re prepared to pay and how comprehensive a service you’ll need. Think about the cover you really need so that you don’t end up paying for expensive extras you won’t use, or end up needing something you don’t have.
Basic: The basic package usually costs around £40. If your bike breaks down, a mechanic will be sent to repair it. If it can’t be repaired at the roadside, it will be towed to the nearest garage.
Intermediate: This will be a basic package with a couple of added extras. The policy should cover your onward travel and the travel costs of your passengers.
Comprehensive: With this level of cover, you get everything the company can offer. This may include cover for riding around Europe, assistance if your bike breaks down at home, and a replacement hire car while it’s being repaired. You can expect to pay up to £150 a year for this type of cover for a single policy.
As a bike owner, you won’t have anywhere to shelter while you wait for a mechanic, so you’ll want a rapid response. Unfortunately, motoring organisations won’t give priority to you unless you’re in immediate danger, but they should guarantee to get to you within an hour. The average response time for most call-outs is 40 minutes.
To save money and find the cover that’s right for you, shop around and take a good look at all the policies available. There’s plenty of information to help you make your choice on BreakdownChoices.co.uk.
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